American Express Small Business Gold Card Approved card members will receive a $50 Account Credit when they make their first purchase using the card. Plus, American Express Small Business Card members receive ongoing savings on business purchases at AT&T®, FedEx®, Hertz®, Staples®, 1-800-FLOWERS.COM® and more. Product benefits: $50 Account Credit - when you make your first purchase! Fee-free for the first year - A $75 value Membership Rewards® - Business Gold card members have the option to earn rewards points for an additional fee. No pre-set spending limit so you can spend with confidence No finance charges because you pay your total balance every month Access your account online so you can track expenses, pay bills, and see Card finances anytime